On The Blog
The Bare Facts on The New Bare Trust Reporting Requirements
Over the past decade, the use of bare trusts to reduce probate tax has become increasingly popular. However, with the Canada Revenue Agency’s (CRA) new reporting requirements, they may be less suitable in certain circumstances. In this blog post, we'll delve into the...
Navigating the Statutory Accident Benefits Schedule (SABS) in Ontario
Navigating the Statutory Accident Benefits Schedule (SABS) in Ontario In Ontario, the Statutory Accident Benefits Schedule (SABS) plays a crucial role in providing financial support and assistance to individuals who have been involved in motor vehicle accidents....
How to Select the Right Personal Injury Lawyer
How to Select the Right Personal Injury Lawyer When you're faced with the daunting task of selecting the right personal injury lawyer, it's essential to make an informed decision that can significantly impact the outcome of your case. The experienced team at Haghani...
Tips For Managing Your Finances During A Long Term Disability
Tips for Managing Your Finances During a Long-Term Disability Facing a long-term disability can be a challenging and life-altering experience. In addition to the physical and emotional toll, managing your finances during this time can be a complex and stressful...
Key Evidence in Building a Strong Personal Injury Case
When facing the challenges brought forth by a personal injury, it's crucial to assemble a strong and compelling case to ensure rightful compensation and justice. The foundation of a successful personal injury case lies in gathering and presenting key evidence that...
Debunking Misconceptions About Long-Term Disability Insurance
Debunking Misconceptions About Long-Term Disability Insurance Long-term disability insurance is a crucial safety net that provides financial support to individuals who are unable to work due to a disabling injury or illness. Despite its importance, many...
Motorcycle Accidents: Know Your Rights and Legal Recourse
Motorcycling is an exhilarating mode of transportation that offers riders a sense of freedom and adventure on the open road. However, the thrill of riding comes with risks, as motorcycle accidents can result in severe injuries and devastating consequences. If...
The Importance of Prioritizing Pedestrian Safety During the Summer Months
As the warm rays of summer shine upon us, there's no denying the allure of the great outdoors. The season invites people to step outside, embrace nature, and engage in various activities. However, amidst the joy and excitement, we must not overlook an essential aspect...
Summer Road Trip Safety: Expert Tips to Prevent Car Accidents
The days of summer invite us to embark on road trips, discover novel destinations and forge cherished memories with our loved ones. However, amidst the exhilaration and exploration, it remains imperative to prioritize road safety to ensure an untroubled and...
Navigating Long-Term Disability Claims in Ontario: What You Need to Know
Living with a long-term disability can be a challenging journey, impacting various aspects of your life, including your ability to work and provide for yourself and your family. At any point throughout the year, there is between 8 % to 12% of the workforce in...
Long – Term Disability Insurance Claims: What You Need to Know Before Filing a Claim
If you are unable to work due to an injury or illness, long-term disability insurance can provide a financial safety net. However, filing a long-term disability insurance claim can be a complex and confusing process. To help ensure that your claim is successful, it's...
KICK-STYLE ELECTRIC SCOOTER (E-SCOOTERS)
As the problems of “traffic” and “climate change” continue to grow, people are more eager to find more efficient, cheaper, faster, and environmentally friendly transportation methods. Kick-Style Electric Scooter – better known as E-Scooters – seem to have become one...
Multiple Wills as a Strategy to Save on Probate Taxes
Having multiple Wills is one of the strategies used to reduce or avoid the amount of taxes payable by the estate on death (probate taxes). In Ontario, probate or estate administration taxes (the terms “probate tax” and “estate administration tax” are used...
Recent changes to the Ontario Rules of Civil Procedure
For those of you who may not know Rules of Civil Procedure (the “Rules”) is a set of rules, which as the name implies, govern the civil court procedure in Ontario. Like all other statutes, the Rules are available to public in Ontario government’s website at...
Ontario’s Housing Supply Action Plan
Have you wondered why there seem to be a lot more construction projects in the GTA lately? You are not alone. There has in fact been a rise in the pace of construction in not just the GTA, but the entire province lately. I have often marveled at how quickly some...
Proposed Changes to Auto Insurance Regime
Ontario Government is again planning to make changes to the auto insurance system. In its 2019 Budget the province announced a plan called “Putting Drivers First” which outlines the proposed changes: (a) Care, not Cash: eliminating the option for cash settlement of...
Contingency Fee Retainer Agreements
Retainer agreements are generally a type of agreement between clients and lawyers setting out the terms of a contract for services by lawyer to client. Most of us are familiar with hourly retainers whereby the client will deposit a certain amount of funds in lawyer’s...
Actions for Personal Injury or Death Arising from Car Accidents – Part II
In exchange for statutory accident benefits (discussed in previous posts such as this one), all claims for health care expense and pain and suffering losses (non-pecuniary losses), arising from a car accident in Ontario, are subject to what is often referred to as the...
Actions for Personal Injury or Death Arising from Car Accidents – Part I
Certain requirements must be met before someone can issue claim for personal injury or death, against someone else, arising from a car accident. Among these requirements are applying for accident benefits and providing notice of intention to commence action within 120...
Understanding Automobile Insurance in Ontario – Part V
Your standard insurance policy is also responsible for payment of money for any damages or losses you may suffer as a result of an accident with a vehicle whose owner or driver is uninsured. Similarly, you are covered for personal injuries suffered in a hit-and-run ,...
Understanding Automobile Insurance in Ontario – Part IV
In the last two posts we looked at two of the four categories of mandatory insurance coverage in Ontario: liability and accident benefits. In this blog we will focus on the third category: Direct Compensation - Compensation for Damage to Property. Section 263.(2) of...
Understanding Automobile Insurance in Ontario – Part III
Since June 1990 every Ontarian who has a valid automobile insurance contract in Ontario is entitled to accident benefits, as provided for in Statutory Accident Benefits Schedule, which is a regulation to the Insurance Act. All contracts of automobile insurance are...
Understanding Automobile Insurance in Ontario – Part II
Insurance policies in Ontario are called Standard Auto Insurance Policies because they are substantially standard in form and content. With the exception of some special cases,[1] the Insurance Act prohibits insurers from using or issuing a policy, endorsement or...
Understanding Automobile Insurance in Ontario – Part I
Mandatory Automobile Insurance Policy In Ontario, motorists are required to have auto insurance. Section 2 of the Compulsory Automobile Insurance Act (“the CAIA”) prohibits an owner or lessee (including renter) of a motor vehicle, to operate the vehicle or allow the...
Liability of Municipalities in Slip and Fall Matters
Liability of Municipalities in Slip and Fall Matters A Brief Overview According to Statistics Canada, out of 15,064 individuals who died from injury-related causes in Canada in 2007, 18% of deaths were due to injuries sustained in a fall.[1] Seniors are at a higher...
Land Transfer Tax in Residential Real Estate Purchase
In the province of Ontario, a purchaser who buys land or has a beneficial interest in land is required to pay Ontario’s land transfer tax upon the transaction closing. The Land Transfer Tax Act R.S.O. 1990, c. L.6 (“the Act”) governs the tax payable to the...
Tax Rebate on Purchase of New Homes in Ontario
Let’s face the simple fact that we all want to save money whenever possible. There are ways to save money but unfortunately sometimes we simply don’t know what they are. Our firm wants to inform you of some ways that you too can minimize the tax obligations arising...
Disability Claims
DISABILITY CLAIMS IN ONTARIO A BRIEF OVERVIEW What is long-term disability insurance? Long-term disability insurance often refers to a type of insurance contract whereby the insurance company (insurer) agrees to pay a portion of your pre-disability income if and when...
Accident Benefits in Ontario – Part VI
ACCIDENT BENEFITS IN ONTARIO A BRIEF OVERVIEW Part VI This is the sixth post in a series called “Accident Benefits in Ontario – A Brief Overview”. In these posts we talk about different aspects of Ontario’s Accident Benefits insurance coverage, also referred to as the...