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KICK-STYLE ELECTRIC SCOOTER (E-SCOOTERS)

KICK-STYLE ELECTRIC SCOOTER (E-SCOOTERS)

As the problems of “traffic” and “climate change” continue to grow, people are more eager to find more efficient, cheaper, faster, and environmentally friendly transportation methods. Kick-Style Electric Scooter – better known as E-Scooters – seem to have become one...

Multiple Wills as a Strategy to Save on Probate Taxes

Multiple Wills as a Strategy to Save on Probate Taxes

Having multiple Wills is one of the strategies used to reduce or avoid the amount of taxes payable by the estate on death (probate taxes). In Ontario, probate or estate administration taxes (the terms “probate tax” and “estate administration tax” are used...

Recent changes to the Ontario Rules of Civil Procedure

Recent changes to the Ontario Rules of Civil Procedure

For those of you who may not know Rules of Civil Procedure (the “Rules”) is a set of rules, which as the name implies, govern the civil court procedure in Ontario. Like all other statutes, the Rules are available to public in Ontario government’s website at...

Ontario’s Housing Supply Action Plan

Ontario’s Housing Supply Action Plan

Have you wondered why there seem to be a lot more construction projects in the GTA lately? You are not alone. There has in fact been a rise in the pace of construction in not just the GTA, but the entire province lately. I have often marveled at how quickly some...

Proposed Changes to Auto Insurance Regime

Proposed Changes to Auto Insurance Regime

Ontario Government is again planning to make changes to the auto insurance system. In its 2019 Budget the province announced a plan called “Putting Drivers First” which outlines the proposed changes: (a) Care, not Cash: eliminating the option for cash settlement of...

Contingency Fee Retainer Agreements

Contingency Fee Retainer Agreements

Retainer agreements are generally a type of agreement between clients and lawyers setting out the terms of a contract for services by lawyer to client. Most of us are familiar with hourly retainers whereby the client will deposit a certain amount of funds in lawyer’s...

Understanding Automobile Insurance in Ontario – Part V

Understanding Automobile Insurance in Ontario – Part V

Your standard insurance policy is also responsible for payment of money for any damages or losses you may suffer as a result of an accident with a vehicle whose owner or driver is uninsured. Similarly, you are covered for personal injuries suffered in a hit-and-run ,...

Understanding Automobile Insurance in Ontario – Part IV

Understanding Automobile Insurance in Ontario – Part IV

In the last two posts we looked at two of the four categories of mandatory insurance coverage in Ontario: liability and accident benefits. In this blog we will focus on the third category: Direct Compensation - Compensation for Damage to Property. Section 263.(2) of...

Understanding Automobile Insurance in Ontario – Part III

Understanding Automobile Insurance in Ontario – Part III

Since June 1990 every Ontarian who has a valid automobile insurance contract in Ontario is entitled to accident benefits, as provided for in Statutory Accident Benefits Schedule, which is a regulation to the Insurance Act. All contracts of automobile insurance are...

Understanding Automobile Insurance in Ontario – Part II

Understanding Automobile Insurance in Ontario – Part II

Insurance policies in Ontario are called Standard Auto Insurance Policies because they are substantially standard in form and content. With the exception of some special cases,[1] the Insurance Act prohibits insurers from using or issuing a policy, endorsement or...

Understanding Automobile Insurance in Ontario – Part I

Understanding Automobile Insurance in Ontario – Part I

Mandatory Automobile Insurance Policy In Ontario, motorists are required to have auto insurance. Section 2 of the Compulsory Automobile Insurance Act (“the CAIA”) prohibits an owner or lessee (including renter) of a motor vehicle, to operate the vehicle or allow the...

Liability of Municipalities in Slip and Fall Matters

Liability of Municipalities in Slip and Fall Matters

Liability of Municipalities in Slip and Fall Matters A Brief Overview According to Statistics Canada, out of 15,064 individuals who died from injury-related causes in Canada in 2007, 18% of deaths were due to injuries sustained in a fall.[1] Seniors are at a higher...

Land Transfer Tax in Residential Real Estate Purchase

Land Transfer Tax in Residential Real Estate Purchase

  In the province of Ontario, a purchaser who buys land or has a beneficial interest in land is required to pay Ontario’s land transfer tax upon the transaction closing. The Land Transfer Tax Act R.S.O. 1990, c. L.6 (“the Act”) governs the tax payable to the...

Tax Rebate on Purchase of New Homes in Ontario

Tax Rebate on Purchase of New Homes in Ontario

Let’s face the simple fact that we all want to save money whenever possible.  There are ways to save money but unfortunately sometimes we simply don’t know what they are.  Our firm wants to inform you of some ways that you too can minimize the tax obligations arising...

Disability Claims

Disability Claims

DISABILITY CLAIMS IN ONTARIO A BRIEF OVERVIEW What is long-term disability insurance? Long-term disability insurance often refers to a type of insurance contract whereby the insurance company (insurer) agrees to pay a portion of your pre-disability income if and when...

Accident Benefits in Ontario – Part VI

Accident Benefits in Ontario – Part VI

ACCIDENT BENEFITS IN ONTARIO A BRIEF OVERVIEW Part VI This is the sixth post in a series called “Accident Benefits in Ontario – A Brief Overview”. In these posts we talk about different aspects of Ontario’s Accident Benefits insurance coverage, also referred to as the...