Long Term Disability Litigation
The denial of Long Term Disability (“LTD”) benefits can profoundly impact claimants, presenting many concerns and uncertainties. How will you navigate the financial challenges for yourself and your family? Can you bear the costs of necessary treatments? What if your ability to work is permanently compromised? At our compassionate yet astute law office, we are here to provide the steadfast support and guidance you need during this trying time.
What We Can Do For You
If your claim for LTD benefits is denied, we urge you to reach out to us without delay. Our process begins with a simple phone call, after which we will arrange a complimentary consultation to discuss your situation. We will diligently collect information from you and liaise with your insurance company and employer. Thoroughly examining your policy, medical records, and all relevant materials, we will furnish you with a well-informed opinion tailored to your circumstances.
LTD Contracts Have Been Referred To By The Courts As “Peace Of Mind Contracts”
In crude terms, this means that by paying the premiums you have purchased the peace of mind that if and when an illness or injury leaves you unable to continue to earn your income, some, though small, amount of periodic payments will be provided to you by the insurance company who sold the policy to you or your employer in the first place. However, the truth of the matter is that insurance companies will sometimes deny LTD benefits to those who need and deserve it the most. The denial often leaves the claimant in a vulnerable position, which is often taken advantage of.
How Long Term Disability Affects Life
Unfortunately, the disability itself is not the only thing injured people have to worry about. Such an injury is likely to mean that the sufferer will not be able to return to work for an extended period, in many cases for the rest of their life. This loss of income would be hard enough for any person to endure, but because disabilities usually entail high medical costs as well, being without an income is even more serious for those suffering from a long-term disability.
Due to these costs, qualifying for a long-term disability claim is vital for many disabled people. Being denied a claim or having payments stopped prematurely can lead to stress and worry. It is important to have a personal injury lawyer who knows how to fight for the reinstatement of a denied long-term disability claim.
Get The Right Help
With our extensive expertise in successfully managing LTD claims against prominent insurers and our established collaborations with medical experts across diverse specialties, we guarantee the delivery of outcome-driven, personalized, and professional legal services. Our approach entails launching a vigorous and assertive campaign against the insurer, aiming to secure your full entitlement to the maximum benefits under your LTD policy.