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May 09 2016

Income Replacement Benefits

ACCIDENT BENEFITS IN ONTARIO A BRIEF OVERVIEW Part IV This is the fourth post in a series called “Accident Benefits in Ontario – A Brief Overview”. In these posts we talk about different aspects of Ontario’s Accident Benefits insurance coverage, also referred to as the no-fault insurance. Almost all of the content discussed in these blogs deal with the law as it applies to accidents that happened on or after September 1, 2010. Please contact us if your accident took place before September 1, 2010 and you would like to apply to accident...

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Apr 12 2016

Medical & Rehabilitation Benefits – Part II

ACCIDENT BENEFITS IN ONTARIO A BRIEF OVERVIEW Part III This is the third post in a series called “Accident Benefits in Ontario – A Brief Overview”. In these posts we talk about different aspects of Ontario’s Accident Benefits insurance coverage, also referred to as the no-fault insurance. Almost all of the content discussed in these blogs deal with the law as it applies to accidents that happened on or after September 1, 2010. Please contact us if your accident took place before September 1, 2010 and you would like to...

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Mar 30 2016

Medical & Rehabilitation Benefits – Part I

ACCIDENT BENEFITS IN ONTARIO A BRIEF OVERVIEW Part II  This is the second post in a series called “Accident Benefits in Ontario – A Brief Overview”. In these posts we talk about different aspects of Ontario’s Accident Benefits insurance coverage, also referred to as the no-fault insurance. Almost all of the content discussed in these blogs deal with the law as it applies to accidents that happened on or after September 1, 2010. Please contact us if your accident took place before September 1, 2010 and you would like to apply to accident...

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Mar 17 2016

Accident Benefits in Ontario: A Brief Overview – Part I

ACCIDENT BENEFITS IN ONTARIO A BRIEF OVERVIEW Part I This is the first post in a series called “Accident Benefits in Ontario – A Brief Overview”. In the upcoming posts we will delve deeper into different aspects of Accident Benefits laws and regulations in Ontario. Stay tuned! Accident Benefits went through significant changes as a result of revisions to the Statutory Accident Benefits Schedule (“SABS”), a regulation to the Ontario Insurance Act in 2010. The new SABS reduced and restricted the accident benefits available to victims of car accidents and as such had a...

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Mar 10 2016

Defendant’s discovery obligations regarding surveillance materials

Conducting surveillance on plaintiffs through private investigators in personal injury claims is so prevalent that only a few cases reach the trial without some kind of investigation completed on behalf of the defendant. Surveillance is often very intrusive on victims of motor vehicle accidents. The methods employed by investigators range from making random phone calls at various times of day to plaintiffs’ numbers, to not--‐so-­‐discretely videotaping them at various social gatherings. Yet, investigations may be utilized for discouraging bogus claims.There are laws in place that assist in proper utilization of...

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Mar 10 2016

Auto Insurance Dispute Resolution System Transformation Project

Starting April 1, 2016 the Financial Services Commission of Ontario (FSCO) will no longer accept applications for mediations, neutral evaluations and arbitrations. Dispute resolution for accident benefits (AB) claims will be handled by the License Appeal Tribunal (LAT), one of the five tribunals of the Safety, Licensing Appeals and Standards Tribunal Ontario (SLASTO).Even though FSCO will continue to be responsible for all files remaining open as of March 31, 2016, all of the new AB disputes, including applications for arbitration where the report of the Mediator is issued on or...

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Mar 10 2016

What happens if you die without a Will?

Having a Will is a great idea for various reasons. The most obvious function is that you could ensure your estate is distributed as you wish. Other functions of a Will include your ability to appoint a guardian for your minor child(ren) should something happen to both you and your spouse. In some religions, such as the Baha’i Faith, having a Will is mandatory.I have been asked to confirm whether “the government will take all of your assets if you die without a Will”. The short answer is unless you...

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